Noob questions: insurance, car cover
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Thread: Noob questions: insurance, car cover

  1. #1
    Opeler My location mc1457 is on a distinguished road
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    Noob questions: insurance, car cover

    GT arrives in a couple of really long hours...a couple questions have occurred to me:

    - Insurance, particularly for VA: any recommendations, horror stories? Need an appraisal done if I go with my current carrier. Any experience in this area?

    - Car cover: garage is filled with motorcycles and bicycles. Car will sit out (on an area where the ground stays dry). Need a recommendation for a decent GT-fitting car cover. Any suggestions?

    Wish me luck. Car carrier driver says the car barely runs (carb sounds like it needs a rebuild...which coincidentally I really love doing)

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    '72 Opel GT (Sara) My location newman27 is on a distinguished road newman27's Avatar
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    Quote Originally Posted by mc1457 View Post
    GT arrives in a couple of really long hours...a couple questions have occurred to me:

    - Insurance, particularly for VA: any recommendations, horror stories? Need an appraisal done if I go with my current carrier. Any experience in this area?

    - Car cover: garage is filled with motorcycles and bicycles. Car will sit out (on an area where the ground stays dry). Need a recommendation for a decent GT-fitting car cover. Any suggestions?

    Wish me luck. Car carrier driver says the car barely runs (carb sounds like it needs a rebuild...which coincidentally I really love doing)
    I'm with Grundy collector car insurance. They only required photos of the car and an agreed value for the policy (they agreed on my value which I set at my total cost of restoration). Since then, I have had two policy renewals come up with only a minor increase in premium and with Grundy automatically increasing the car's agreed value by 3% per year. Grundy is the only insurer I could find that truly has no annual mileage limit. Their CEO is on My Classic Car quite often (Speed Channel) and he has even said on the air that they want you to drive your car. The only stipulation is that you have to have another car that carries the bulk of your annual miles.

    HTH

    Matt
    '72 Opel GT (Fireglow Orange) "Sara"

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    Opel Intern My location Redskinsjbs is on a distinguished road Redskinsjbs's Avatar
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    I just called Grundy and they are not willing to cover me!!!

    Apparently 18 y/o males get in to accidents too frequently, especially in performance vehicles like sports cars . . . Who knew?

    I think that I have a pretty good driving record for my age. 2 1/2 years and ~50,000 miles of city driving without so much as even a fender bender!

    I guess that I'll just stay on my Dad's insurance. If the GT is 'his', we only have to pay an added $12 a year. We have Amica, by the way.

    My Gt is garaged is a garage which cannot be seen from the street, so I think that helps a lot in the premiums.

    HTH,

    Jay
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    '72 Opel GT (Sara) My location newman27 is on a distinguished road newman27's Avatar
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    Quote Originally Posted by Redskinsjbs View Post
    I just called Grundy and they are not willing to cover me!!!

    Apparently 18 y/o males get in to accidents too frequently, especially in performance vehicles like sports cars . . . Who knew?...
    I forgot to mention that I had to sign a statement agreeing that no one under the age of 25 would drive the car - seriously. I use this little fact to keep my 17 year old son from driving the GT. "Sorry son, but my hands are tied - the insurance company won't let me let you drive the car!"
    '72 Opel GT (Fireglow Orange) "Sara"

    Major Mods: Weber Carb, High Compression Pistons, Electronic Ignition, Custom CAI, Sprint Manifold,
    Enhanced Suspension (Anti-Sway Bars / Koni Reds / Sport Springs), "Big" Brake Package with 22mm Booster / MC, XM Radio

    Restoration Thread
    Comments Thread

    Other Cars:
    '09 Pontiac G8 GT (Panther Black) "Jet"
    '06 Pontiac Solstice (Envious Green) "Mina"
    '99 Oldsmobile Intrigue GLS (Black Onyx) "Raven"

  6. #5
    Opeler My location mc1457 is on a distinguished road
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    Quote Originally Posted by newman27 View Post
    I forgot to mention that I had to sign a statement agreeing that no one under the age of 25 would drive the car - seriously. I use this little fact to keep my 17 year old son from driving the GT. "Sorry son, but my hands are tied - the insurance company won't let me let you drive the car!"
    lol...that works for me! I have an 18-year-old at ODU and a 14 year old with one eyebrow raised. Consider, though, that I just sold a 305HP 96 Cobra and what that did to my insurance bill.

    Thanks for the input. I'll take a look at Grundy.

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    Southern Red Neck My location BQS4 will become famous soon enough BQS4 will become famous soon enough BQS4's Avatar
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    Quote Originally Posted by mc1457 View Post

    - Car cover: garage is filled with motorcycles and bicycles. Car will sit out (on an area where the ground stays dry). Need a recommendation for a decent GT-fitting car cover. Any suggestions?
    If you want to get one that will last, fits well and worth the money, check out Beverly Hills Motoring Accessories. I had one of their inside covers (meaning cover for while the car is parked in a garage) and it fit like a glove. They also offer outside covers.
    "Yes, I do have a rifle rack in my Sportwagon"

  8. #7
    Opeler My location mc1457 is on a distinguished road
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    Quote Originally Posted by BQS4 View Post
    If you want to get one that will last, fits well and worth the money, check out Beverly Hills Motoring Accessories. I had one of their inside covers (meaning cover for while the car is parked in a garage) and it fit like a glove. They also offer outside covers.
    Well...here's the scoop...

    Picked up the car. Transport company dropped her off 2 miles from my house (can't get an 18 wheeler up my road). The 2 month old paint job...might as well have saved the paint. The body work looks like it was done by a 12 year old.

    To make matters worse, the floor pan and rocker panels that were put in...not such a great job, and there is still at least one nice-sized hole in the floor.

    Car doesn't run well. Throttle sticks, but it does have a Weber. But then the snorkle looks like it was hogged out with a pair of dull snips and a case of beer to get it to fit.

    The "new" brakes don't work. The 2 mile ride home was at about 20MPH so I could coast to a stop in case of an emergency.

    The center caps...hard to type this without laughing...are "glued" on with expanding foam.

    The "velour" that was used to "reupholster" the bottom of the seats is glued on with what looks like old chewing gum. The headliner that "could use a couple patches"...let's just call that an understatement.

    The entire interior looks like it was treated with Duplicolor...in the dark...with eyes closed tight.

    So my dream of a $6000 car for $3000...not so much realized. More like a $2000 car for $3000, IMO. But on the up side: the car is complete and with a few weekend's work and a few parts could be made to run well. But I'm thinking total restoration at this point. And if I'm going there...might as well build a Conrero replica or do a body kit, put in the Miata engine, and restomod the crap out of it.

    Don't get me wrong...I paid a relatively small amount of money for a running 36 year old antique on Ebay. I got roughly what I paid for, although not as much as I had hoped to get. If I had it to do all over again I'd look for a car for sale through this site that's well-known by the members.

    I guess I have a car to go take apart...

  9. #8
    "The Jägermeister" My location heimue is on a distinguished road heimue's Avatar
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    Wow, that sucks! If the car was misrepresented in the auction, go back and get a price reduction!

    Dieter

  10. #9
    Opeler My location mc1457 is on a distinguished road
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    Quote Originally Posted by heimue View Post
    Wow, that sucks! If the car was misrepresented in the auction, go back and get a price reduction!

    Dieter
    I don't think it was misrepresented...just not as good as what was I imagined.

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    Senior Contributor markandson will become famous soon enough markandson's Avatar
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    Sounds like the car was really only worth between $500 and $1k, I made the same mistake when I bought my GT from Opels Unreachable, but I think I did a little better than you did from your description. Good Luck.
    Jeff

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    Senior Contributor markandson will become famous soon enough markandson's Avatar
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    Quote Originally Posted by Redskinsjbs View Post
    I just called Grundy and they are not willing to cover me!!!

    Apparently 18 y/o males get in to accidents too frequently, especially in performance vehicles like sports cars . . . Who knew?

    I think that I have a pretty good driving record for my age. 2 1/2 years and ~50,000 miles of city driving without so much as even a fender bender!

    I guess that I'll just stay on my Dad's insurance. If the GT is 'his', we only have to pay an added $12 a year. We have Amica, by the way.

    My Gt is garaged is a garage which cannot be seen from the street, so I think that helps a lot in the premiums.

    HTH,

    Jay
    Ha.........so there is something to be said for being OLD.... .

    BTW I use Hagerty Insurance.
    Jeff

    '73 GT,5spd,Recaro,EDIS4 2.2 EFI by MegaSquirt, Ali Flywheel w/S10 Clutch, Electric Fan, Roller Rockers, Venolia Pistons, 6 Cyl Intake w/ Custom Injection, 15" Wheels,Lecarra,F&R Sway Bars,Custom Exhaust,1" Sport Spring,Koni Reds,Big Brakes,3 Core Ali Radiator,Hse of Colors Kandy Pagan Gold.
    123 WHP @ 6800 RPM

    www.markandson.net

    www.gpny.com

    www.siegyssoccer.com

    '64 VW Karmann Ghia '08 BMW M3 '07 Lexus GS-350

  13. #12
    1000 Post Club My location jlthunder is on a distinguished road jlthunder's Avatar
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    Quote Originally Posted by markandson View Post
    Ha.........so there is something to be said for being OLD.... .

    BTW I use Hagerty Insurance.
    Me too on both Never had a claim so I don't know how they are at that end of the insurance.
    1972 Opel GT, Owner since 1983
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