Without making a recommendation one way or the other, here is what I've done, and I have not overshot any tight turns or sailed through stop signs/lights.
The backing plates are a pain in the ass to deal with. But I have retained them. I coat the back of the brake pad and the mated side of the shim/plate/whatever its called with a thin layer of anti-squeal goop. Let it set up for several minutes. Then slap them together. This helps hold the shim to the brake pad while its being wriggled back into place.
I agree with your statements, but have continued to use them until I find out why I shouldn't.


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The ALWAYS get a long lecture. It's the ones that "know" what they are doing that pull that stunt. 

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